Hello friends l am share my own ideas and experience of kotak mahindra bank. Its so painful to tell tha bad habits and demerits of kotak bank.
Friends its phone banking is whats a rubbish. It any type of activity is happening in your account you have not informed right now.
Its atm facilities are not available in local cities and also always there is a problem link filed or not money in atm.
Its Internet banking has one major dsfold that is after one or two transactions it write transactions is field.
Its customers service is depend up on your account. It always talking like a nonsense.