I still regret the day when I first time called kotak sales guy for opening an account. Kotak is one of the worst bank I have seen ever. I am trying to close all the policy, saving account etc from Kotak which they convinced me to do with their bank.
I seriously was not expecting a positive review about Kotak as my 3 friends are also closed their kotak account due to same issue.
I will never recommend Kotak to anyone.
NOTE:
Most of the positive reviews here at from those guys who have 100+ reviews at Mouthshut. Seems like these are guys who get paid for giving fake reviews to these big brands. Thatswhy, they even written 120+ or 150+ reviews here.