Please dont book FD with kotak bank they are doing scam. I broke a FD just 4 days prior to maturity and after visiting bank and on enquiry with bank official. At first they told me nothing will deducted your whole amount will be returned to you. But after breaking the FD of amount 2L I received in my savings account only 197241 . Such a pathetic and scamsters these bank ppl are. I urge don’t invest in kotak please it’s a fraud bank and they are doing scam on penalty