Kotak Mahindra bank is the only bank which gives more interest.It gives child banking too.it has a phone banking too with mobile application too.If a customer downloads mobile application he can use phone banking too.There are number of atms across india which helps many people across India.There is also internet banking which enables customer to log in to the bank and help customer to login to bank.There is a very good customer service that kotak mahindra provides.Which helps customer to solve their problem.