HI I HAVE BEEN USING KOTAK ROYALE TITANIUM CREDIT CARD SINCE ALMOST 1 YEAR. THERE ARE NO BENEFITS . ALSO THE CUSTOMER SERVICE IS WORST THAN GOVERNMENT DEPARTMENT . THERE WAS CHARGES LEVIED ON MY CARD FOR WHICH THE REVERSAL WAS TO BE GIVEN MORE THAN 3 MONTHS OF FOLLOW UP NO ONE IN CUSTOMER SERVICE ABLE TO ANSWER NEED HIGHER APPROVAL FOR WHICH 3 TIMES APPROVAL.
ALREADY GIVE MORE THAN 50 CALLS EVERY TIME YOU NEED TO EXPLAIN TO NEW PERSON THE QUERY AFTER GETTING CONFIRMATION REVERSAL NUMBER ALSO IT’S NOT GETTING REVERSE. A CORPORATE COMPANY WORKING LIKE GOVERNMENT DEPARTMENT. NO POINTS BENEFITS ON CARD .