KOTAK SECURITIES are worst servicers .they dont consider customer satispaction.
Intially to openthe account, they will debt the the check amount and they will use/invest our check money in theire purpose for atleast ten days.then they will open the account, using the customer money is cheating/ crime.but when we enquire abount status, they will say, opening the account is still in the process for ten days.and these ten days bank executive wont lift the phone call and even site rigister/people who will call after we rigister will do same.