Deposit initiated at 09:34 am not yet reflecting in Trading Account at 11:54 am. Its mentioned that Deposits would reflect in your account immediately. No response to WApp query/Expert busy not available. no response to Feedback OR emails. WORST the customer Support No: 1800 209 9191 is not a valid number! Would not Refer Kotak securities to anyone even if they give me INR 5000/day per referral.