It’s a total scam. First of all it will take ur details and make wait for 10 to 12 days then after verification they either give u the loan or not, but they update the status saying we are not paying our emi’s on time which place a negative impact on our cibil score. And they irritatea a lot by calling again and again for the offer and when u will complaint they will not resolve ur issue but always closed the ticket saying ticket resolved