I took loan from this company last three years back. We didnt have that much money to buy one bike, but there is need of bike my grand mother was not feeling well so we need to take her to the hospital in every week, so we need to purchase one bike at that time.
Thats why we planned of purchasing one new bike by EMI. That was not fixed to take loan from l&t. But the sales person sitting over there in the showroom he speaks so nicely and fluently that he said that L&T cannot charge too much amount from the customer but they charge a lot .
This is a very bad experience with L &T so I suggest you to dont take any loan from the L & T housing finance, because they are fraud. They give 10-12 documents to read that is a agreement.
They told us the good thing about that finance but they didnt give the proper information about the loan. there is very bad service in my life.
They sale loan by telling good thing and there softness in there voice any one can slip. but After taking loan from them they behave like we dont know you who are you like that.
First month of loan EMI is debited from my loan account. at this date only they called me that your loan EMI is not paid so you should pay it now they harass you to pay it now .
Many time it happened with me . so I suggest everyone of you that dont take loan from L & T .
They dont provide best service. once in one month I had a financial issue so I couldnt pay EMI in that month.so they call in everyday in that month and they use abuse words.
And they harass me at every moment. They cannot understand customers point of view they cannot give some time to arrange the money also they speaking like rowdy.
The service of this company is so bad this is very very bad. if you dont want to break you calmness then please dont take loan from this company.
L & T is having housing finance also that is also not good so I suggest you dont take loan from the L & T housing finance. L & T is one of the most popular brand of finance, IT, etc.
But I our Marathi that is a proverb called nav motha lakshyan khota. means name of this company is big but work is not good.
And I experienced that so I suggest everyone to not take loan from this company .
If you want to loss your money so you can take loan from this company but if you want to save your money so you cannot take loan from this company.
This is one of the cheater company that seen in my life .I suggest everyone to not take loan from this company. If I have money with me then I could not take loan from this company but they took advantage of our need.
The biggest brand is not by doing best things they did frauds with the needy customers and took advantage of there need.
They should do this for there own profit.
They are selfish they just think about there profit they did not think about the customers or needy customers they can took advantage of the customers neediness.
So I strongly suggest everyone of you you should not take loan from this finance company .
I dont want to give one star also for this company. This website need at least one star so thats why I given at least one star.
This finance is not capable to give one star only.