This policy is very usefull to every one I took this policy 8 years back when I got my daughter.Iam a middle class women I cannot earn more money for my daughter educaion icanot gain huge money for education. so I took that policy its very usefull to me.so every follow that policy. it has lot of relaibel customers to that comany. I ill get huge money when my daughter get elder I get that money otherwise its very impossibel to me we have so many middelclass peopel so its very usefull to every one.