Never take home loan from LIC HFL. it is 3rd Class Company. At the time of beginning their agents talk handsomely and sanctioning loan. After completion of fixed period they increased your interest rate nearly by 2% without communication and Same EMI.
Their Online services are very horrible. Such huge Financial company not maintaining Customer records in portal. If you take home loan from LIC HFL then you are going loose minimum 1 Lac amount. Besides you need to face mental torture.