Overall it is good and LIC Housing finance have not deducted additional charge for the home loan so I opt it. Interest rate is very less at LIC for the home loan. For first three years the interest rate is fixed and later it would be floating. On the committed time I got the loan amount.
The benefit of lic housing finance is that we can do the part payment. Interest rate fixed of 10 years of 10.25% in case the interest rate is reduce in the rbi so it will also reduce in lic. They took only three days to disburse the loan after submitting the documents. .
The service provided was very good with LIC housing finance based on the home loan process.They are providing the door step service to the customer.The interest rate applied was quite less for the home loan.The interest rate