The company is great but its agents are selfish and fraud, one such incident happened with me one of their agent abhishek promised me that I will get very big profit of 6-7 lakh rupees if I will purchase some of their policies and later on I can cancel the policy after 3 years. I interestingly invested my rupees in purchasing those policies within 1 month time, any person can easily cancel his or her policy after paying rs. 100 penalty so he tried to remain in contact with me in this period and after on he stopped talking to me, he either blocked me or did not pay any priority to me as he had received his profit from the company initially cheating me now I have to pay those heavy premiums of those policies every year unwillingly and their was no such bonus on those policies.