ON MY FIFTH ANNIVERSARY I THOUGHT WHAT GIFT I SHOULD GIVE TO MY WIFE AND THE LIC WAS THE ANSWER AS IT WAS ECONOMIC AND A NAME OF TRUST BECAUSE STILE PEOPLE DONT NO INSURANCE THEY NO ONLY THAI KYA LIC HAI SO THE NAME IS ENOUGH CUSTOMER SERVICE IS EXCELLENT YET I HAVE NOT CLAIMED BECAUSE IT WOULD TAKE LONG TIME BUT IN FAMILY AND NEIGHBORHOOD IT IS ALWAYS SEEN THAT LIC ALWAYS CARE ITS CUSTOMER AND PAY ON TIME. RATE AND PREMIUM ARE SATISFACTORY LATE CHARGES ARE NOT SO HIGH RANGE OF PANS ALSO DEPEND ON US AS WE ARE CAPABLE TO PAY THEM STAFF IS GOOD AND HELPFUL BY NATURE AND THE MOST IMPORTANT THAT THE JEEWAN SHRE IS THE Sum Assured+ Guaranteed Additions+ accrued Bonus is payable on policy maturity or on earlier death. SO IT IS GOOD FOR ME