I found LIC entire structure is created to benefit its Agent only.
1)Tried to Pay my premium online . I got this answer
- Premium can not be paid for this policy. Please check the policy details entered and try again.
2)Recent my Money back from moneyback policy No. 950655507 delayed
3) Last year( July 2016) shivajinagar pune branch refused the premium payment by Debit card, soid they dont have card swipe facility