I don particularly point out lic but all lic companies. LIC has almost got monopoly in this market. But guyz its just fooling people we invest money and after some years they return the same amount back. I think all are familiar with that joke k one man receives a call from lic agent and he asks him to deposit some amount of money per month and he will receive some lakhs at last but he refuses saying that if u give me that lakhs now I will pay you that amount per month.
We take this joke just as joke but if we apply mind its commonsense .so please stop being fooled around this policies.Please carefully study the policy and dont just believe the policy agents words.