I hv been depositing a premium of Rs/-2132 pm since 2008 in jeevan anand for a sum assured of Rs.2 lakh. I hv been assured by the agent that on maturity I will definitely receive approximately 3 lakh and if I will submit the bond even on the next day then again 45% of the sum assured will be paid to me by LIC. My policy got matured on jan2018. Till Jan 2018 I had already paid abt Rs 2.54 lakh and on maturity I got only Rs 2.74 lakh . Further when I asked about submitting the bond then I was replied that the rules hv changed and the policy bond could be submitted only after 3 yrs. So this is the hidden truth of LIC. After investing for 10 yrs I got only 20 thousand Rs. What I want to say is that don’t put your hard earned money in lic, rather invest in sip or any other place. Because LIC is only paying and growing its agents who are big frauds . If you guys want to check then ask your agent to guarantee you by any agreement from LIC that they will surely pay you the amount on maturity which they hv promised. I hate this LIC . bloody begging family.