LIC make it’s business through agents. Major share in Indian insurance sector belongs to LIC. The agents gave policies to illetarates which offer huge commissions. Many people got struck in their trap. This was happened to my relatives. Actually he told the policy term was 10 years, after completion you can get your money. But when we went to lic office and asked they told that the policy is for 20 years. They simply told that we can do nothing go and ask your agent. Harsh response was given from LIC office. Like this many of the village were mislead. The company does not care about people, it wants it’s business grow and the want their commissions. So bad about this.