I am a policy holder of the ManipalCigna Health insurance. Recently, I was hospitalized due to some health problem and I submitted a claim. They took some unrelated health problem as a reason and just rejected my claim. To be very honest these people just wanted to reject my claim for some reason. I was very disappointed with the result as I had paid insurance premium of Rs 60, 000 for two years. Horrible company and policy, Donot go for this company. This company is a fraud.