The Marketing person will explained all good points and attract the customers then the real cheating starts after you pay the 2nd installment.
They say dividend is low now then after 5 months dividend will be completely low and they start bidding by them self and allocating the name without consent of the chit holder for high amount and they say we will keep fd in our bank and give less interest they are No 1 CHEATERS
It is a CHEATERS CHIT FUND COMPANY!