Well frankly speaking I dont own this car, I actually have a Indica V2 (Diesel), one of my friend own this car and that how I got to drive it. Well after driving it the experience was pretty good, and here I got to admit that Maruti Swift (Vdi) is way ahead of Indica (V2) when it comes to acceleration, driving pleasure and fuel consumption. But then it does not provide the kind of space that you get in indica neither the comfort level are as good as Indica
If you ask me, then if you are young go for the Swift specialy the diesel one (for the sake of fuel consumption) It will also help in long drives, but then if you are not and can afford a chauffeur and cant spend any thing more than 4 lakhs go for the Indica. Hope it was helpfull. Thanks