Never recommended Max term plan, I choose to buy one they took my money initially for 02 months after a month they told that u policy cant be issued then reply was our underwriter declined this, when I wanted to get my medical test record initially they denied but after lot of fight they sent and the most funny part is this that nothing negative was found in the medical record. Then i approached Eagon life and got my policy done in best convenient way so guys go for eagon life not max life . Full of bluffs.