There are excellent products and the life insurance products are not sold they are bought..the onus is on us to thoroughly ask and clarify all the doubts we have in our mind. The advisors are well trained and the just don’t sell anything they sit with us and make a thorough analysis and find out the exact requirement and suggest the correct type of plan that would wuit an individual. One must understand that life insurance is a matter of solicitation and should be viewed on long term basis. The staffs attitude towards the customers are very nice, We should not equate the life insurance products to mutual fund or match it with any other investments. It is the life coverage that is important and let us have long term goal plans.
After all we are interested in our life coverage, the protection the family can benefit in the event of any eventuality. Planning family’s financial security is the goal of life insurance and not just money making. The advisor certainly give their view points and also give suggestion for long term coverage and shot term investment too. But we should have patience and let us first look into the prime financial needs of the individual- the one which is the top priority.