Never ever go for max new york unit linked plan. They have found a nice way of extracting money from Customers and its none other than day robbery. I have invested 33, 000 in the last three years. When I go for surrendering the policy, I have been told that I will only get 16500 back which is less than half the money I invested. Even if I dont get anything extra, atleast I would expect to get my principal money back.
Alert !! They are money eating monsters. Dont ever go for such policies.