Cashless doesn’t work like you expect..... You need to submit an email if you are in emergency. (For example: you meet with an accident.... Before entering an ICU or operation theatre or Emergency ward.... You have to send a mail to them regarding the problem. And then they will confirm if you can admit it not.
Another best part of the insurance.... They will insurance won’t amount for insurance.... And make sure you are stuck in hospital. The bill goes high but they won’t do anything.
If you can are an Indian citizen & you want your loved ones to be fine or alive.... Donot depend on this insurance.