MobiKwik is a digital wallet that focuses on recharges and bill payments. In practice, this makes it pretty similar to the Paytm app, which most people might already be familiar with. The difference is that it doesn’t include an e-commerce marketplace, and focuses only on these transactions, and there’s a lot of importance given to the speed with which you can carry out your transactions, even on low-speed data connections. Having used the app for over a month now, it has been a very convenient way to pay various bills, and its use is not just limited to bills you pay online either, with offline partners like WH Smith and Big Bazaar.