I am sharing honest review here.
I have made only one transaction with Mobikwik and that experience was good I have paid my electricity bill and got 40% cash bash which pretty enough for me and I had around 160 rupees after getting cash back.
Even I had used that balance to recharge my phone and got cash back on that, Which means I have paid my bill and recharged my sim`s as a gift .
Thanks Mobikwik.