Mobikwik is a virtual wallet that is very popular just after paytm.But like paytm, it also have a lots of drawbacks.The first and most important one is the transaction charge that it recently introduced while transferring money from wallet to your bank account.I don’t understand the logic behind it.I am withdrawing my money not others, so why should I pay them? If this policy of mobikwik continues, I am afraid their business will last long.The second point is Slow processing.Previously mobikwik was the fastest money transaction provider.But now it takes upto 24 hours to successfully confirm a small top up recharge.Thank You