I am sharing my personal experience about mobikwik mobile app.I use mobikwik mobile app since last 1 year which is used for recharging mobile, dth, etc.This is very bad app. Mobikwik mobile app has security problem, anybody can access your mobikwik wallet money easily by entering your mobile number.When you will open this app and enter the registered mobile number this app sends an otp to your registered mobile number , and as you enter otp , your mobikwik mobile app will be signed in and provide full access on your wallet.Anybody can misuse your wallet money.