This one is the latest addition to the e-wallets I am currently using. After using it for 2 months, it looks good if not the best in the market out there. There are lots of places where this can be used for payment ( apart from recharges) but not much of them are useful for me. It might come handy for those in the metropolitans.
Cashbacks have been decent until now but due to limited options I couldn’t use it much. I wanted to pay at IRCTC once ( there was a cashback offer, obviously) but it didn’t show up on IRCTC’s payment page. One of the cashback was received after interacting with customer support.
It was giving offer for Jio, but the operator didn’t appear in the list, when I tried to recharge. Made a complain and it was updated.
And this SUPERCASH thing, it makes sure you wouldn’t leave Mobikwik ever. Instead of using the entire SUPERCASH received, you can use only 10 per cent of the amount in a transaction. You will never reach the zero counter in your wallet. But yes, this cash has an expiry date. Well played, Mobikwik!
However, take this case:
You have 67.83 as cashback. Instead of using it up entirely for a Rs. 500/- invoice, you would get to use 6.78 even if you pay just 10/- and all you get to pay is Rs. 3.22. Chhoti chhoti khushiyan, you know.
The one more thing which encourages me to use Mobikwik is the redemption of Payback points. And also you get points credited to your Payback card for using Mobikwik.