I am regular user of mobikwik last 5 years for recharges, payment of bills, useing in e commerce sites like ebay, amazon, etc. Using of payment gateway ver easy and getting services quicklly. The all merchants and all recharges accepted. These are good services. Usually all use started to use or using regularlly online services for getting money back or discount in payment. Mobikwik also provided best cash back like freecharge or paytm. Last year mobikwik introduced supercash instead of cash back which is very complicated technique of company to loot public. Because here example is here. All provided usually Rs.100 cash back for Rs.1000 recharge and next time for Rs.1000 recharge you pay Rs.900. In mobikwik you not get cash you get supercash. To claim Rs.100 supercash you make anather 10 transectons. Every transection of Rs.1000 they cash paid Rs.10. Means 1% cashback. IT IS NOT CASH BACK. IT IS CHEATING IN NAME OF SUPERCASH. SO CONFIRM BEFORE DEAL. 2% CASHBACK IS REAL .10% SUPERCash IS FALSE.BEWARE.