I am using mobikwik from the launch of application before it goes to 1000 downloads. Been 3+ years was getting benefits getting cash backs so that I can utilise in my next purchase . recently month back they introduced the Supercash concept because of tha the whole cash back become useless yes not completely . the super cash which your getting can be usable only upto 10% . Again one more big twist you can use supercash only 10% of the supercash your having in account not 10% of your order . For example if your buying product worth 300 and your having supercash 300 you can only use 30 rs supercash remaining 270 rs you have to pay . and biggest joke is it is having 45 days expiry if your not using super cash in 45 days it will be expired so before mobikwik was one of my favourite wallet . even they are charging for bank transaction that too for thousand rupees around 50 . So its not much useful as before