I downloaded it a few weeks before and used it for few days and it was a really very horrible experience. It was accepted at very few places and many stores didn’t accepted it. Also it does not had any attractive offer which make us do any transaction with mobikwik. Even on any type of recharge, it doesn’t have any attractive offer. Cashback system is very bad and irritating. Suppose you get Rs. 50 cashback on a transaction you can use only 10% of it i.e. Rs. 5 on next transaction so you have to do 10 transactions to use your complete cashback even if it is of less amount.