If you have some money in your bank account from a long time, then the best way to use that money is to use that money in mutual funds.If you know something about mutual funds then it is easier for you. But for beginners it’s quite difficult. The best option for beginners is Financial Advisor or Broker. He/She( Broker) will told you all about the funds. Such as, which plan is best, in which company you should invest, .In my choice, long term plan is the best because as long time it gives you more profit. But you should have patience for it.For more details go on YouTube or on Google.