Firstly I had know about that website when google online shopping festival(GOSF) runs, at that time they gives me rs 300 for free in my bank account as the promotion of their website, myuniverse.co.in also known as aditya birla money, who promises to manage and save money in their professional way, recently I take systematic investment plan(SIP) from myuniverse.co.in, at that plan I must to pay rs 10000 monthly and after 30 years they promises to me to pay 14 crore and something, I know about that plan by a myuniverse.co.in promotional email, when I read about that SIP I feels it as a very good financial plan, so I took that plan, and now I pay 10000 rs monthly.