I inform.u that I had bought car insurance with sbi zero dep. At that time they said u can claim 2 times in year. Ununfortunately my car got accident. I claimed for repair it my first time for claim. Sbi surveyor came any survey my car he said Car to chalti hai dent to lagenge hi and his behaviour was.very rude he does not allow my whole damage he allow only minor work. I bought this insurance 44000 rs but at the time of claim he refuse all my damage. So I am suggesting u nobody will buy SBIcar insurance. Its a third class insurance.