I am an NRI an my Father was recently admitted to hospital in India. He was detected with cancer tumor.
When we claimed the insurance they first denied on the basis of having addiction for smoking and drinking, however my father in his lifetime had never smoked or drink.
After they were proven wrong the company still rejected the claim on the basis of Genetic disease.
We are been paying mediclaim premium since so many years on regular and timely manner, still they deny on a false and unacceptable reasons.
I would request all the people please don’t fall under the trap on this insurance company.
They are fraud and cheaters.