This is the second phone I have owned after my Sony Ericsson...err....T310 (forgot for a while there) got stolen. Compared to that, this phone is way better. For starters, it has a camera. It also seems to be smaller (fits in pockets easier I guess) and I find that the menus and graphics in general are much clearer.
Although this phone doesnt support 65k colors, it still has plenty to make a good photograph. If you compare a photo taken on this phone to one taken on a Sony Ericsson with the Communicam, you will be able to see the difference easily. Having said that, I have found that a camera becomes pretty useless after a while, in a phone. Sure, one begins by taking pictures of everything, but later this becomes an unused device.
I find the battery life of the phone phenomenally good. I only need to charge it every 8-10 days, and although Im not a heavy user, this is still pretty good. The phone also charges quite quickly--it is usually fully charged in 10-15 minutes.
Infrared transfer also makes it easy to transfer information between a computer and the phone, especially with the Nokia Communication suite. The phone lacks a bit in terms of office features such as appointments and stuff, which it only covers generically. That shouldnt drive away the average cell phone user. However, one would expect to have Bluetooth capabilities in such a phone, especially as these forms of communication are becoming increasingly popular.
What else is there to say about this phone? Well the whole styling of it, obviously. The main thing about the 3200 is the ability to cut out and thus change styles in the phone. When you buy it you get a whole bunch of stuff such as cutters and printable papers. They also give you a few designs to choose from.
All in all this is a pretty good phone to pick-up from the white market. I believe I got it for about 9k or somewhere around that amount. Its working fine after about 4 months. Its also converted me from Sony Ericsson to Nokia, although SEs style is still much better.