It’s a pathetic app. I don’t understand the concept behind of making the app which doesn’t you would really help to login. Can access to only the app only if you do the old m-pin. Why would you generate a new pin if you know the old m-pin. How dumb and the app already has bad ratings. Please don’t bother installing this application. Is very difficult to use and it has a lot verifications and process to go to obc machine. It doesn’t even verify through otp. Lots improvements are required in this application.