OBC-mPAY is very nice app before till it having update but after get update OBC-mPAY app is very worst app nowdays.
UI, presentation of app is very appropriate to do some work , it will not give you best experience.
last time I was using this app for transfering the fund but the problem is that this app always shows the the balance in your app account is 0 rs.
I had to transfer 10000 rs. so I add 12000 rs. but app is showing that your balance is null.
after many apporaches I will not be able to get my rs back by this app., so I close my account from this app.
thats why I m saying this app is worst app.