I have a family floater health insurance with oriental insurance company in the begining premium is low and casless facility is provided with good service , but when you undergo for a major treatment their exclusion list is very long, and worst part is their TPA which rejects your claim without any logical objection.
Then you have to for a log process of documentation to prove your treatment is as per policy wordings.
They are not updating policy wording timely but tpa regulerly make new excuses for deny your claim.
Its better to choose policy as per your requierment and with best TPA service