I have been using paypal for almost 2 years now. It has helped greatly in the aid of business and auctions. The pros of this website is the fact of the ease and availabitly of the money when it is posted to your account. The cons is the fact that if you are a business they charge you. The pros is that when you use the Debit Card they provide you (your choice) you get a percentage back. I greatly recommend this website.!!