Paytm is a complete platform for user and consumer.Paytm provides net banking & online shoppingPlatform at same mobile application.But paytm should also provide a complete user guide interface.Because sometimes user cantunderstand its term and condition and they cant avail the offer and they reply a bad feedback to paytm.If talks about its online shopping store this is also amazing site for consumer.Paytm always offer cash back on its product and brands on discount sale offer is amazing.