Paytm is usefull and easy to use but I dont like the fees or the transfering charges fees of paytm.
I have a paytm account from year and I there is more than thousand rupees of amounts are diducted for transfering charges. This is one of the drowback of the paytm app.
I experiences so many hurdals while sending large amount to someone, there is every lage amount the large diduction occures and they called it as a transferring fee.
There is on other nationaalise app similar to paytm called as bheem app.
Paytm app as compare to beem app take so many transfering fees because bheem app not diduct any transfering charges.
Paytm has one other drawback also which I experienced that paytm has low security than the goverment application softwers.
Paytm is a private bisuness instution, I dont like to make transections from paytm.
Because, paytm do not have proper security service.