To day I am going to tell about Paytm payment bank I am using paytm since from last three to four years before I have used this Paytm for paying bills and for reaching mobiles and I have purchased mobile and maney things. And now I am using like bank account Paytm payment bank .its concept is good like online transaction for free we can transfer amount from one account to others account with out any additional charges and they are providing virtual debit card and meney more . Paytm payment bank layout and its design is very good. In feature they if will provide deposit by any debit card option then it will be helpful. And it very use full for me and for maney others.