The best ever Online Bank of India. And the main thing is that It is Safe and Secure. One have to Complete the KYC process to open a savings account in the Paytm Payments Bank. The process is also very easy but you just have to visit KYC Centre once. Paytm always impressed us by their various cashback schemes. And The bank is also providing 4% Interest per annum. The features and facilities are really good and very beneficial for the bank holders. It also gives you a Rupay Debit Card which has many facility ( Such as money can be debited from any ATM in India, Can be used to swipe in malls and stores etc) and can be delivered at home.