Paytm is a good app for money transfer and it offers caseback on recharges and pay it also have scan and pay feature you can use this app for any type of payments. Now paytm launch paytm mall app which is also available in paytm app. You can shop anything from this app and it offers some amount of caseback.I wish paytm provides UPI serives soon. And it remove the charges for transferring the amout to bank account otherwise its a user-friendly app every one can use this app for transferring and pay money for bill shop and anything.