Th world best payment app.paytm gives more potential to our financial transaction and credit and debit.In this digital wotld it is very useful.but there is some defects to verify kyc there is only limited kyc register centers.In paytym app gives very slow loading.like the use of low ram mobiles users its Very annoying to use.so please release the lite Version.start up of this app is Very slow.it should be definitly fixed.design is should further more improve