In the paytm payments bank ther is always chances of transaction failure. It is having very less number of upi transaction limit for a day. In a day we can only do 8 to 9 transaction. In this Paytm payment bank, we have only given details of last 20 transactions in our passbook. Money which are deducted for the failed transactions, takes much longer time to return. Sometimes we need to call customer service representative for the concerned.