Iam using paytm app. And I just love this app. The special thing is the money can transfer in just seconds and it has paytm mall that makes us easily shop on paytm with great discounts. On mobile recharges , dth. You can also pay bills and all in this app. Book a movie ticket any many more things. Just download this app enjoy its coolest features im sured you will also like this app. And use it daily for your needs .